One of the traits of life that tend to go along with drug and alcohol addiction is financial instability or distress. It’s quite rare to find a drug addict or alcoholic who is not experiencing some degree of financial difficulty as a result of prolonged and continuous substance abuse. This issue and this crisis have manifested itself in many different ways, including but not limited to things like:
Credit card debt
Not being able to keep up with credit card payments
Being late on mortgage payments
Taking out loans that are not being paid back
Borrowing money from family members and loved ones and not paying it back
Using paycheck advance businesses and companies
Stealing money from others
Always being in need of money, never having enough money
Living paycheck to paycheck
Needing to work extra hours or find second jobs but seeming to never have enough money
Not being able to pay for necessities like food, gas, clothes, rent, or utilities
Running into problems with illegal lending organizations
The above examples are only a few scenarios that people who abuse drugs and alcohol get into. Because drugs and alcohol can be quite expensive, these habits and these money problems can stack up when it comes to substance abuse and addiction. As such, many addicts enter drug and alcohol addiction and rehabilitation treatment centers and inpatient programs essentially lacking the ability to handle financial responsibility for themselves and their loved ones. In fact, an addict who cannot manage funds will not be successful following addiction rehab, even if they’ve stopped using drugs and alcohol.
Odds are, they will relapse, and that relapse will be to a degree inspired by the fact that they are not able to maintain financial security for themselves and their loved ones. This needs to be addressed and resolved if a recovering addict is going to find success and happiness in recovery.
What Financial Training Means
There are a lot of different aspects and facets to teaching someone how to achieve and experience financial stability with any permanence or longevity. When taught in a rehabilitation center, financial stability revolves around teaching a recovering addict to gain control and responsibility over his or her finances so that he or she doesn’t fall on hard times and like this threaten or risk his or her sobriety. Financial training would include teaching clients all different aspects and facets of financial success and security. They don’t have to be taught how to get rich, just how to take care of themselves and their loved ones in such a way that they can provide financial stability to their lives and to the lives of those that they care for. Learning financial responsibility while in a treatment program includes things like:
Learning the ability to remain gainfully employed.
Making smart buying decisions that neither unnecessarily add to or detract from someone’s ability to live comfortably.
Learning to live within an individual’s means and to not exceed those limits unless overall income levels and reliably increases.
Learning how to take care of financial obligations and the importance of that.
Learning about how bank accounts work, and how to manage them.
Learning about how credit cards work and how to manage them.
Learning about what it takes to maintain responsibility and care for one’s finances and fiscal living.
Receiving a firm grasp of the importance of financial responsibility and fiscal requirements not only for one’s maintenance of one’s sobriety but also for the healthy and happy success and survival of one’s family members and loved ones.
Getting educated on how to save and the importance of saving.
Learning how to get a good job that pays well and adds to financial security.
Learning better how to direct one’s savings and one’s earnings in a right direction that will be most beneficial to one’s personal life and one’s dependent.
Receiving an understanding of the importance of staying financially solvent for the purpose of preventing relapse and for maintaining sobriety.
Without these skills, a recovering addict is likely to fall on hard times, which is the pathway right back to substance abuse and addiction again through a relapse.
Financial Training at BRS
Behavioral Rehabilitation Services is proud to offer financial training to our clients. We do not offer financial advice; we offer financial training. We strongly encourage each client to do the right thing for themselves and their loved ones by actually learning how to make correct and proper financial decisions for themselves. Financial training is all about handling the common occurrence of drug and alcohol addiction that is best known as financial instability or failure.
Financial training at BRS is multifaceted and all-inclusive. We offer several different courses on the subject, so clients can pick and choose which financial subject that they feel they need to learn the most about, or they can just take all of the courses and become a real professional at it. We encourage this too, but we know that our program at BRS is very involved and very extensive and there are only so many hours in the day to engage oneself in different treatment methods and techniques. Either way, whether our clients take one financial training course or several of them, they will graduate our program with a strong knowledge on how to take control of their money and of their financial situation and really just own it and take charge of it for their benefit and for the benefit of their family members and loved ones.
The Importance of Financial Training
Financial training means everything to those who are addicted to drugs and alcohol and who are trying to kick their habit at a rehab center. In truth, for a lot of drug and alcohol addicted individuals in the United States, financial distress and failure were what got them into the dangerous position of financial instability in the first place. Financial distress is a very common and prevalent aspect and factor in modern American society, and it affects some individuals in such a terrible way that they end up turning to drugs and alcohol as a way to be able to cope with their financial failures or losses.
This is why financial training is so crucial and so important. If an individual was already struggling and already suffering from a finical problem, to begin with, and that was part of what got them landed in rehab in the first place, then it would be tantamount to the failure to not address this key issue in rehab. That’s what financial training is for in rehab, and it has worked wonders for hundreds of thousands of recovering addicts all across the nation.